Retirement Planning, Estate Planning, Insurance & Investments

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We believe in the power of a plan.

A common misconception is that affluent households must “have it all together” when it comes to their wealth.

While most of our new clients have experienced some success in investing and accumulating assets, few have done much in the way of planning, leaving significant risks and opportunities on the table.

We help our clients to clarify their financial priorities, then organize and simplify their affairs so they can better enjoy the fruits of their labour knowing that their money is working hard for them.

We aim to provide greater clarity in the estate planning process.

Life insurance is amongst the most tax-efficient assets available in Canada. It is a sophisticated financial tool that provides unique planning opportunities for wealth-holders to:

protect their wealth,
enjoy growth without market volatility,
provide security for their loved ones,
create tax-favoured income,
transition their business,
make a meaningful charitable impact, and
address their tax issues for pennies on the dollar

We provide conservative, tax-efficient and time-tested strategies to seamlessly transition wealth from one generation to the next.

We help our clients and their professional advisors to better understand the unique role that life insurance can play in the estate planning process. We demonstrate how life insurance can help to address and even reduce taxes arising at death so our clients can protect what they’ve built for future generations.

Philanthropy

Transforming Success into Significance

Redirecting tax dollars toward charity. Charitable donation strategies afford socially conscious Canadians the opportunity to assist their favourite charities while also improving their tax position through a variety of strategies, including:

Capital Gain Tax Elimination
Private Company Share Donations
CPP Charitable Legacy
RRIF Income Charitable Legacy
Donor Advised Funds / Private Foundations

A reliable resource for affluent families and their professional advisors.

Expertise

We’ve become recognized by other leading professionals for our expertise in life insurance based planning solutions. Lawyers, accountants, portfolio managers and family office professionals have come to depend on us to objectively demonstrate the economics of life insurance for their clients.

Independence

We are fiercely independent and take great pride in delivering advice that is objective and free from any conflicts. We enjoy complete freedom to pursue the best insurance and investment solutions available to address our clients’ needs. We answer to our clients alone. Our clients feel confident knowing that their interests are our sole priority.

Trust & Collaboration

Serving the needs of high net worth families requires developing high levels of trust with other professional advisors. We collaborate openly with other professionals including lawyers, accountants, portfolio managers and family office professionals.

Exceptional Service

When clients choose to work with us, they have our long-term commitment to delivering exceptional client service and proactive advice to conveniently manage their insurance, investments and financial strategy overtime.